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The Money Talk: Why Paying for Chiropractic Care Helps You Get Truly Well
August 12, 2025

Hi there, I'm Dr. Mikala Booher, owner of Elite Wellness Chiropractic here in Bee Cave.
Let's be honest. When you think about seeing a chiropractor, one big question might pop into your head: "How much will this cost? And will my insurance cover it?"
It’s okay to think about money when it comes to your health. You want to know your money is well spent. You want to feel like it’s a smart choice for your body, your wallet, and your future. And that's exactly what we're here to talk about.
Perhaps you’re tired of feeling run down because your posture is bad from sitting all day. Or maybe your back or hips hurt so much that playing with your kids, going for a hike in the Bee Cave greenbelt, or even just sleeping soundly feels impossible. You've probably tried other things, like massages, physical therapy, or even shots, but the pain just keeps coming back. You might feel better for a few days, and then it’s back again. You’re starting to think: "I always feel better for a few days and then it comes right back." "What's actually causing my pain?" "I'm just getting old." Or maybe you just feel like you’re "falling apart" and losing control of your body.
You're seeking real answers and a real fix. Not just a quick band-aid.
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No Insurance? That's Actually Good News for Your Health!
Yes, you heard that right! At Elite Wellness Chiropractic, we don't work directly with insurance companies. We are what's called a cash-based practice, or direct pay.
Now, you might be thinking, "Why don't you take my insurance? Is this too expensive? What if it’s not worth the money?"
Here’s why this approach is actually better for you and your journey to lasting health:
1. More Time, Just for You (No Rushing!)
- The Problem with Insurance: When doctors work with insurance, they often have strict rules about how much time they can spend with each patient. This can lead to quick, rushed visits where you don't feel fully heard or understood. They might have to focus on what the insurance company will pay for, not what you truly need.
- The Direct Pay Difference: With our direct pay model, your health is the only focus. We get to spend ample time with you. We listen carefully to your story. We do thorough exams. We explain things clearly, step-by-step. Your visits are not rushed. You are never just a number here; you are our priority.
2. Your Plan, Not Their Plan (Personalized Care)
- The Problem with Insurance: Insurance companies often decide what care you can get, how many visits you can have, and what methods are "covered." This means your healing plan might be limited by paperwork and rules, not by what your body truly needs to get well. High deductibles and co-pays can also make you delay getting the help you need, which makes things worse later... physically AND financially.
- The Direct Pay Difference: Because we don't need insurance approvals, we can start your care plan right away. We create a 100% personalized treatment plan just for you, based on what we find from your exam and X-rays, not what an insurance company allows. This way, your plan is built to address the "root cause" of your problems, not just cover up symptoms. You are investing in true healing that promotes long-term wellness.
3. Clear Prices, No Surprises (Trust & Budgeting)
- The Problem with Insurance: Have you ever received a surprise bill from a doctor after insurance? High deductibles, co-pays that add up, and confusing billing can leave you worried about hidden costs. It’s hard to budget when you don’t know what you'll really owe.
- The Direct Pay Difference: With cash-based chiropractic, every service cost is clear upfront. We tell you the prices for your first visit, your adjustments, and any corrective assessments. You always know what you’ll pay. This honesty builds trust from your very first visit and lets you focus on getting better, not on confusing paperwork or unexpected bills. This financial clarity promotes better adherence to your care plan and better results.

The Elite Wellness Difference: Results You Can See (Literally!)
So, what do you get when you choose to invest in your health with us? You get our unique way of helping you truly heal and thrive:
- We Fix the Real Problem (Root Cause Correction): We don't just help with your back pain or headache. We dig deeper to find why your body is hurting – the root cause of the problem. This is called corrective chiropractic. By realigning your spine and restoring proper nerve flow, we help you get better for longer, stopping that frustrating "cycle" of pain you're tired of. This means sustained pain relief and reduced recurrence.
- See Your Progress with X-rays! (Measurable Results): Are you nervous about X-rays? Or worried about what we might find? Don't be! X-rays help us get a clear picture of your spine and any misalignments. We use before-and-after X-rays. This is huge! You get to see how your spine is getting better and improving its structure and posture. It's objective proof that you're healing.
- Gentle Care from an All-Female Team: If you're nervous about getting adjusted or worried it might hurt, know that we prioritize your comfort. Our whole team is female, and many people find this makes them feel more comfortable and understood. We use precise, gentle methods like the Activator Method and the Thompson Drop-Table Technique to make sure your adjustment is effective and easy.
- We Help Your Whole Family Thrive: Our care isn't just for individuals. We support families, from infants and children (whose parents often see improved posture, focus, or even less anxiety!) to pregnant mothers and busy adults. Our cash-based approach ensures consistent, tailored care for every family member in Bee Cave.
- Help After Car Accidents (LOPs Accepted): If you've been in a car accident and are worried about how to pay for care, we can help. We proudly accept Letters of Protection (LOPs). This means you can get the important care you need for your injuries without paying upfront. We also provide clear, detailed documents for your legal claim.
- Extra Healing Tools: Our Recovery & Wellness Suite: To help your body heal even faster and feel great, we have an exclusive Recovery & Wellness Suite for our patients. This features a soothing sauna and an invigorating cold plunge, great for muscle repair and overall well-being.
Is Cash-Based Chiropractic the Right Choice for You?
Choosing cash-based chiropractic means you prioritize:
- Clear Costs: You know exactly what you’ll pay for everything, from your first visit to your corrective adjustments. This predictability encourages you to stick with your plan, leading to better results.
- Personalized Care: Your treatment is based on your needs, not what insurance allows. You get direct access to your chiropractor for all your questions.
- Lasting Wellness: You’re investing in your body’s long-term health, which can save you from more costly problems (like surgery or chronic pain) down the road.
The decision depends on your goals. If you want care that focuses on lasting results, true transparency, and a strong partnership with your chiropractor, then a direct-pay model could be the smartest health investment you make.

Ready to Invest in a Healthier You?
You've been through enough temporary fixes. You want clear answers and real results that last. Your body deserves this investment in lasting pain relief, improved posture, and overall well-being.
Don't let your busy schedule or worries stop you. We’re here in Bee Cave, serving patients from Lakeway, West Lake Hills, and Southwest Austin. We’re ready to help you stop feeling like you're "falling apart" and start living a life of vibrant health.
Want to see how your posture looks? Take our quick "What's Your Posture Personality?" Quiz now! It's fun and takes just 2 minutes.
Or, if you’re ready to truly understand your pain and see measurable results, Schedule Your Discovery Consultation today. My team and I can't wait to help you get well and stay well.
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